No bank linking.
Still nearly automatic.

Built for the real world. Combine screenshot recognition with on-device AI to make bookkeeping effortless — no manual categorization required.

No bank connection needed No manual categorization Data stays on-device Core features free, no ads
Download on the App Store

iPhone 15 Pro or later supports Apple Intelligence & on-device AI. Other models get free cloud AI as a fallback.

Digital payments are everywhere. Automatic bookkeeping is still stuck in the stone age.

Due to regulations and infrastructure, direct bank API access isn't available the way it is in the US. The result: manual entry is too tedious → categorization is exhausting → you quit.

Kakei AI takes a completely different approach — let AI read your screenshots and do the categorization for you.

Core Features

The least effort input method

No need to enter transactions one by one or pick categories manually.

Batch import detail Batch import main screen
Click to swap
01

Batch screenshot import — done in minutes

Drop your online banking, credit card, and e-payment screenshots in all at once. AI automatically recognizes amounts and categorizes them. Month-end reconciliation in minutes.

Bank of AmericaChaseCitiApple PayPayPalMore
Voice logging detail Voice logging main screen
Click to swap
02

Voice logging — cash spending covered

No typing for cash purchases. Just say "lunch 12 dollars" or "train ticket 40," and AI converts it to a categorized entry automatically.

03

Project tracking — every trip accounted for

Planning a ski trip or a vacation? Open a tag, drop in flights, hotels, and gear — every expense tracked and visible across years.

Financial goal progress screen
04

Financial coordinates — see how far you are

Track asset changes over time. See exactly how many milestones remain on the path to financial independence or early retirement.

05

AI spots where your money leaks

Not just passive logging — AI proactively analyzes your spending patterns, identifies hidden waste, and offers optimization suggestions.

Use Cases

Two ways to use it. You pick.

Whether you want the big picture or the full detail, there's a flow for you.

Monthly recap

Big picture only — done in minutes

At month-end, screenshot your bank and e-wallet statements and batch import them. Know your inflows and outflows without worrying about every category.

Detail tracker

Every trip's cost, pulled out cleanly

Add credit card statements on top of bank accounts. AI auto-categorizes and tags. Your ski trip, your Japan vacation — yearly totals at a glance.

More

Every detail, designed for you.

Three AI Modes

Privacy-first or accuracy-first — switch based on your needs.

Rates + Translation

Auto currency conversion, instant foreign receipt translation.

iCloud Backup

Seamless device switching, encrypted auto-sync.

Family Sharing

Share stats with your partner, keep the whole family aligned.

Pricing

Free

Core features free to use. No ads, ever.

A great starting point for everyday budgeting

3 accounts Screenshot import Voice logging AI categorization Spending analysis Zero ads
Ready to manage multiple accounts or track assets? → Less than NT$1/day — share full access with up to 6 family members.
BUILDER'S NOTE

Why I built Kakei AI

Every month-end, I sat at my computer reconciling accounts — pulling up each bank's transaction history, copying card statements into a spreadsheet line by line. Just thinking about it made me want to skip it entirely.

Direct bank API integration isn't something you can just do here — regulations make connecting to financial institutions for automatic sync nearly impossible. So every finance app hits the same wall: manual entry.

I eventually realized the problem wasn't bookkeeping itself — it was manual entry and categorization. So I approached it as a software engineer: let AI read your screenshots, learn your categories, and handle all of it automatically.

"From the desk back to the couch" — the deepest realization I had while building this.

Now I just do it on the couch in spare moments. I hope it helps you manage your finances with a lot less effort.

Kakei AI Logo

@hiro

Creator of hirobuilds

No bank linking. Start today.

Search "Kakei AI" on the App Store, or tap the link below.

Download on the App Store